Avant Capital, a Connecticut-based commercial real estate bridge lender, has originated a $19,5 million bridge loan secured by two multifamily properties in Central Florida. The financing supports Terra Villa Park, a 41-unit residential and 3-unit commercial mixed-use property in Winter Springs, and Terra Hill Apartments, a 76-unit multifamily community in Winter Haven. This transaction underscores the strength of Central Florida's multifamily market, which continues to benefit from robust demographic and economic trends including strong job growth, population in-migration, and sustained housing demand.
Winter Springs offers residents a walkable, town center environment in a high-income Orlando suburb, while the Winter Haven property is positioned within a fast-growing market supported by major employers such as Publix, Walmart, and Lakeland Regional Health. Adam Luysterborghs, Managing Principal of Avant, stated that this financing exemplifies the company's core focus on providing flexible capital to experienced multifamily sponsors. Both properties are well-occupied with recent capital improvements and additional upside potential from ongoing renovations, making them attractive investments in growth markets.
In 2025, Avant is targeting similar projects ranging from $1 million to $75 million nationwide with a focus on multifamily and industrial assets across high-growth markets including Florida, Texas, North Carolina, Georgia, and Colorado. The company also acquires non-performing loans secured by commercial real estate. For more information about Avant Capital's lending activities, visit https://www.avant-capital.com.
The loan origination demonstrates continued lender confidence in Florida's multifamily sector despite broader economic uncertainties, highlighting the state's persistent appeal to both residents and investors seeking stable returns in well-located properties with strong fundamentals. This transaction serves as a key indicator of how targeted lending in specific geographic markets with favorable economic indicators can mitigate broader market risks. The focus on properties with recent capital improvements and renovation potential reflects a strategic approach to value creation in commercial real estate lending.
Central Florida's combination of job growth, population increases, and housing demand creates a compelling environment for multifamily investments that lenders like Avant Capital are actively pursuing. The specific characteristics of the Winter Springs and Winter Haven properties—including their locations within established employment corridors and their physical condition—represent the type of assets that bridge lenders find particularly attractive in current market conditions. This deal reinforces the importance of market-specific analysis in commercial real estate finance, where regional economic fundamentals can outweigh national economic trends.

